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Recently enacted federal legislation, called the Gramm-Leach-Bliley Act ("Act")
requires, among other things, insurance agencies and other entities to disclose
their privacy policies.
We at Cornerstone Broker Insurance Services Agency have
always realized the importance of protecting the privacy of our clients and we are
committed to maintaining that confidentiality. As part of our insurance business we
obtain certain nonpublic personal information. This information includes information
we receive on application and enrollment forms as well as information we may receive
from insurance companies and other outside parties. This information may include the
person's health information such as his or her past, present or future physical,
mental or behavioral health as well as other data.
We do not disclose this information except as permitted or required by law or to
those individuals and companies involved in administering or providing services for
employee benefit plans. For example, we may share this information with insurance
companies and other entities that assist with underwriting, risk management and
other insurance functions as well as assist us with policy placement or issuance.
We maintain physical, electronic and procedural safeguards to protect all nonpublic
personal information. We also limit the availability of this information to our
employees for legitimate business purposes. All out employees have been trained to
respect the member's privacy concerns and all employees have been made aware of the
responsibility to safeguard this information.
We will provide you an annual notice about our Privacy Policy and will notify you
whenever it changes. You do not need to call or do anything with this notice. It is
only meant to inform you how we safeguard nonpublic personal information.
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